Smart calculators for independent professionals
Figure out what to charge when freelancing part-time alongside a day job or other commitments.
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Freelancing part-time — whether as a side hustle, during a career transition, or to supplement other income — means fewer billable hours and often higher per-hour expenses. This calculator is set up for someone freelancing 15 hours per week, which changes the math significantly compared to full-time freelancing.
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Get immediate results with prefilled settings for this scenario. Adjust any value to match your exact situation.
No — often the opposite. With fewer billable hours, each hour needs to generate more revenue to cover your fixed costs (tools, insurance, marketing). Part-time freelancers should charge the same or more than their full-time counterparts, not less.
Most people with a full-time job can sustainably freelance 10–20 hours per week. Evenings and weekends can yield 15–20 hours, but factor in burnout risk. Be honest about your capacity — overpromising to clients is worse than turning down work.
Common benchmarks: when freelance income matches 60–80% of your salary, you have 3–6 months of expenses saved, and you have a reliable client pipeline. Use this calculator at full-time billable hours to model what your income could look like.
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Disclaimer
This calculator provides estimates for planning purposes only. Your actual tax obligations and expenses depend on your jurisdiction, deductions, and individual circumstances. Consult a tax professional for personalized advice.