Freelance Garden

Smart calculators for independent professionals

1099 vs W-2 scenarios

Each scenario pre-fills the calculator with realistic settings for a specific salary level, state, profession, or career decision. Pick one to get started instantly.

1099 Equivalent of a $50K Salary

See how much 1099 income you need to match the take-home pay of a $50,000 W-2 job.

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1099 Equivalent of a $75K Salary

Calculate the 1099 income needed to match a $75,000 W-2 salary's take-home pay.

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1099 Equivalent of a $100K Salary

Discover how much you need to earn as a 1099 contractor to match a $100K W-2 salary.

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1099 Equivalent of a $150K Salary

Find the 1099 income that matches a $150,000 W-2 salary after all taxes and benefits.

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1099 vs W-2 Calculator for California

Compare W-2 and 1099 take-home pay with California's state income tax factored in.

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1099 vs W-2 Calculator for Texas

Compare W-2 and 1099 take-home pay in Texas with zero state income tax.

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1099 vs W-2 Calculator for New York

Compare W-2 and 1099 take-home pay with New York state (and NYC) taxes.

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1099 vs W-2 Calculator for Florida

Compare W-2 and 1099 take-home pay in Florida with no state income tax.

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Software Developer: 1099 vs W-2

Compare contractor vs employee finances for software developers with real industry numbers.

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Consultant: 1099 vs W-2 Comparison

Compare 1099 contractor vs W-2 employee finances for management and business consultants.

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Nurse: 1099 Contractor vs W-2 Employee

Compare travel nurse contractor income vs staff nurse salary with taxes and expenses.

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Should I Switch From W-2 to 1099?

Compare your current W-2 salary against potential 1099 income to see if freelancing makes financial sense.

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First-Time Freelancer: 1099 vs W-2

Compare your first year of freelancing to your current W-2 job with realistic first-year numbers.

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1099 vs W-2 for Married Filing Jointly

Compare 1099 and W-2 take-home pay for married couples filing a joint return.

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Part-Time 1099 Income With a W-2 Job

See how 1099 side income is taxed when you also have a W-2 job.

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